Chief Secy takes stock of PMAY-U housing schemes for Urban Poor

Chief Secretary, Atal Dulloo, took a comprehensive review meeting of the Housing & Urban Development Department (H&UDD) to evaluate the implementation of housing schemes for the urban poor under the Pradhan Mantri Awas Yojana–Urban (PMAY-U) in Jammu and Kashmir.
The meeting was attended by the Additional Chief Secretary, Power Development Department; Commissioner Secretary, Housing & Urban Development Department; Commissioners of Jammu and Srinagar Municipal Corporations; Managing Director, J&K Housing Board; Director General, Codes; Chief Town Planners of Jammu and Kashmir; representatives of J&K Bank and other senior officers.
While speaking the Chief Secretary observed that access to affordable housing is one of the most fundamental aspirations and essential needs of every family, particularly those belonging to the urban poor. He noted that for economically weaker households, a significant share of their income is often consumed in meeting housing-related expenses, leaving limited resources for other basic necessities.
He said that the PMAY–Urban serves as a transformative social welfare initiative by providing secure and dignified housing to eligible beneficiaries, thereby substantially reducing their financial burden. This, he added, enables such families to redirect their hard-earned income towards other critical needs such as education, healthcare, nutrition and improving their overall quality of life, ultimately contributing to their long-term socio-economic empowerment.
The Chief Secretary directed all Deputy Commissioners, Commissioners of Municipal Corporations to further mobilise field functionaries to expedite verification of applications, preparation and submission of DPRs, and timely release of eligible instalments to beneficiaries strictly in accordance with the guidelines of the Ministry of Housing and Urban Affairs.
He emphasized that every eligible urban poor household should be covered under the scheme, while ensuring complete transparency, accountability and adherence to the standards specified in the scheme. He instructed officers to strengthen field-level monitoring through regular inspections and effective use of digital platforms for real-time tracking of progress.
The Chief Secretary further impressed upon the officers to resolve all pending issues proactively, enhance public awareness regarding the benefits of the scheme and facilitate eligible beneficiaries in completing all procedural formalities so that no deserving household is left out.
During the meeting, the Commissioner Secretary, H&UDD, Mandeep Kaur presented an overview of the implementation of PMAY-U 1.0 and PMAY-U 2.0, highlighting the physical and financial progress achieved across all districts of the Union Territory.
Highlighting the progress under PMAY-U 1.0, the Commissioner Secretary revealed that against the revised sanctioned target of 36,412 dwelling units, 31,663 houses have already been completed, registering an impressive completion rate of nearly 87 per cent, while the remaining houses are at various stages of construction and nearing completion.
The meeting also reviewed the implementation of PMAY-U 2.0, particularly under the Beneficiary Led Construction (BLC) component. It was divulged that 92 Detailed Project Reports (DPRs) involving 2,120 houses have been approved so far, with 1,379 houses already grounded and construction progressing steadily across different stages.
Taking stock of beneficiary verification, the meeting was apprised by the MD, Housing Board, Smita Sethi that under the BLC vertical, 23,256 applications have been received, of which 20,154 applications have already been verified, while the process of scrutiny of the remaining applications is underway.
The meeting further reviewed progress under the Affordable Housing in Partnership (AHP) and Interest Subsidy Scheme (ISS) verticals of PMAY-U 2.0. It was informed that verification of applications under these components is being carried out on priority to ensure timely approval of eligible beneficiaries and seamless implementation of the scheme.
The meeting concluded with a detailed district-wise review of implementation, during which the Chief Secretary issued specific directions to the concerned officers for accelerating the pace of execution, improving coordination among stakeholders and ensuring timely completion of all sanctioned housing projects under PMAY-U across Jammu and Kashmir.